What I don't understand is how they get approved by PayPal in conjunction with Ebay. That's two entities that they have to be verified by, and more importantly PayPal involves actual banking information. So how scammers can get past that is confusing to me.
That is where I am getting confused. Not only does PayPal verify you AND your bank account, they also tally your behavior in the form of transaction history, seller rating, and what you buy.